Savings & Investments Reviews

8 Most Reliable Online Investment Platforms in Nigeria (2022)

best investment platforms in nigeria
Written by CyberHope

Check out our list of the top 7 reliable investment platforms in Nigeria for 2022 if you’re seeking the best platforms in Nigeria to help you grow financially.

In Nigeria, the majority of these platforms are authorized by the government and insured by recognized organizations to act as online investing and savings platforms.
Although many of them are online, they also have physical locations where you can work to conduct business if you so choose.
If you’d prefer to save money than invest, you can take advantage of high-return savings accounts in addition to a variety of portfolios.

The ROI varies among numerous investment sites, though. Depending on the platform and portfolio you are investing in, you can make up to 25% for some people and less for others.
The fact remains that before making an investment, you should thoroughly examine the risk of every organization.

Below, we are going to look at the best investment platforms in Nigeria you can leverage today

Best Investment Platforms in Nigeria

best investment platforms in nigeria


Piggyvest is an online platform that helps people save and invest money to meet their goals.

They have developed into one of the top platforms for real investing and high-yield savings as of right now.

They are legitimate and Piggyvest Cooperative Multipurpose Society Ltd. is their CAC registration number.

However, to further enhance trust issues, all funds are warehoused and managed by Aiico Capital, a leading asset management company licensed by the SEC.

Through Piggyvest, you can make money through savings, Investment, and referral bonus programs.

Their investment options provide yearly returns of up to 25% and fixed deposit rates of up to 13%.

Your bvn, a working phone number, or an active email address are required to begin the Investment option.

Additionally, 500 Naira for savings and at least 5,000 Naira to start with investments are required.

The return on investment, however, increases with the amount of money invested.

You can add money to your Piggybank with a bank transfer or your debit card.

You can withdraw money directly into your bank account as well.

Physical Address: Tesmot House, 3 Abdulrahman Okene Close, Off Ligali Ayorinde St, Victoria Island, Lagos


Carbon is one of the legit online investment platforms in Nigeria with robust financial solutions.

They offer individual with credit, runs as payment solutions and offer investment opportunity

Currently, Carbon is one of the most legit and trusted investment platforms . They are licensed by the central bank of Nigeria.

All customer funds are managed by One Finance and Investment Ltd which are both licensed and regulated by CBN.

You can make money on Carbon through their high-yield savings platform, payment solution, and investment opportunity. 

The interest rate on investment can be up to 16%.

Carbon Address: Plot 642C Akin Adesola Street, Lagos, Nigeria


Risevest is a digital dollar asset manager that connects Nigerians to foreign investments like Fixed Income, US Real Estate, and US Stocks.

Through Risevest, you can invest in globally denominated assets and earn up to a possibility of 41% interest per annum.

Their major assets include Real Estate, Fixed Income, and Stocks.

Your funds are secured and further managed and monitored by ARM Trustee Ltd

To get started with RiseVest, you need at least $10, thereafter, you choose a plan and set a duration.

All stock investments are insured up to the tune of $500,000 by the U.S Securities Investment Protection Corporation (SIPC) 

As a customer with RiseVest, you get free expert financial advice on your investment.

Physical Address:  Block D 5, Jacob Mews Estate, 21 Adebisi Street, Yaba, Lagos


Chaka is an investment platform in Nigeria that offers access to investing in Nigeria and US Stocks Exchange as well as other Securities.

With over 4000 Dollar assets,  you choose and invest in stocks, bonds, ETFS and other assets from the US, UK, Nigeria, China among others.

Chaka is a legit investment company that can be trusted. They have license to operate with Securities and Exchange Commission of Nigeria (SEC)

All of their Local assets are regulated by Nigerian Stock Exchange and Central Securities Clearing System (CSCS) while their Dollar assets are regulated by US FINRA and US SEC and insured up to the tune of $500,000 by SIPC.

To start trading in local and foreign stock with Chaka, you will need at least $10

Chaka happens to also have some of the world’s best stocks like Apple, Google, Netflix, Alibaba, Tesla, etc.

You can track returns on investment purchases through Chaka.

Physical Address: No 6, Osborne Road, Ikoyi, Lagos


Cowrywise is no doubt, a top-notch investment platform in Nigeria that offers the opportunity for investors to invest in Naira or dollar Mutual funds

They are legit and a registered FinTech company. They also have a team of investment professionals who invest savers funds in various financial instruments and manage these funds with the sole purpose of getting optimum returns for customers.

With Cowrywise, you can start investing with as little as 1,000 Naira and you can decide to automate your investment 

To get started, a valid email, phone number and BVN is required

You can use your debit card or through bank transfer to fund your wallet

You can invest for as long as you want but interest percentages are calculated per annum.

Through their easy to use App, you can measure your investment progress thereby helping you make better decisions.

On maturity, you can withdraw your investment fund instantly to your local bank.

To ensure safety of all invested funds, investments are done on risk-free instruments and the funds are held by Meristem Trustees, a company registered with The Security and Exchange Commision (SEC) on behalf of savers.

Physical Address: 5C Rev.Ogunbiyi St, Ikeja GRA 101233, Ikeja, Lagos.


Another best investment platform in Nigeria is the FandK Savings platform.

F&K Savings is a Fintech Company Duly registered with the Corporate Affairs Commission, Nigeria, as F&K Savings LTD (RC: 1675435) Its Savings scheme is registered under the Credit and investment Cooperative Society Laws of Oyo State, Nigeria. (Registration number: 23880).

They have been around for years and their investment plans range from agriculture, real estate, depots, and other local business to investing in the platform itself.

There are different investment durations and their ROI ranges from 10% to 60%.

The minimum you can invest with is NGN5000 on fandk savings platform.

Address: New Bodija, 3, Ayo Adekunle close, beside Fam Hotel Bamigbola Avenue, Extension, Ibadan. Oyo State.


Trove is one of the legit online investment platforms in Nigeria that allow its users to invest in the US, Chinese and Nigerian stocks, bonds, exchange-traded funds, and other securities with the help of a smartphone.

All Trove investments are held and managed by Sigma Securities Ltd and ARM securities Ltd, both of which are SEC-licensed regulated brokerage firms.

Additionally, Drive Wealth, a brokerage firm subject to FINRA regulation, is in charge of holding the US dollar investment accounts.

A minimum $10 payment, a valid driver’s license, a utility bill, and your BVN are required to begin.

In Trove, they have more than 4,000 stocks, including US equities, Chinese stocks, and Nigerian stocks.

You have the choice to invest using Naira or Dollars if you utilize Trove.

Dollar wallets are used for investing in overseas equities, whilst Naira wallets are utilized for investing in stocks that are local to Nigeria.

Anyone interested in learning how to trade can use Trove’s trending stocks chart to assist them with their investing.

Through their app, you can also learn indicator stocks that are trending in the news, social media, etc

Physical address: 18B Oladimeji Alo Street, Off Freedom Way, lekki Lagos.


One of the top stock exchanges that allow users to purchase and sell stocks on the American market is Bamboo.

You can use the platform from the comfort of your home to have unlimited access to more than 3,000 equities listed on the American stock exchange.

Bamboo is a very trustworthy business; they collaborate with organizations that are registered with and subject to the regulation of the Nigerian Securities and Exchange Commission.

Securities Investment Protection oversees all Bamboo investments, and the FDIC insures all accounts up to a maximum of $500,000 per account.

You can purchase any stock on Bamboo with any quantity you like, but you must first have funds in your Bamboo wallet before you can begin purchasing Fixed Returns or stocks.

For payment options, they accept Master and Visa cards as  well as bank transfer both in Naira and dollar currencies.

Physical Address: Plot 1 Block 22 Babatunde Anjous Avenue, Lekki Phase 1


Investing is a good decision but one must be very careful while doing so. That is why we review and share these top 8 reliable investment platforms in Nigeria.

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About the author


Personal Blogger who loves playing around with gadgets and making reviews on them. Also, Hope is not left out in the online money-making world. He shares tips on how to make money online.

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